Restaurants are the original “fast-paced work environments.” When business is good, kitchen staff and servers have to work quickly around hot cooking machinery, sharp knives and slippery floors during the chaos of peak hours, putting them at risk for injuries. When business isn’t as good, large stocks of perishable foods may spoil before you can sell through them. It’s a delicate balance for you, the business owner, to keep things moving quickly and safely while managing costs. Having the right restaurant insurance package in place will put your mind at ease to make better decisions and enjoy the exciting aspects of your job without worrying about financial risk.
Foodservice businesses from fine dining to casual eateries including fast food, catering, bakeries, taverns and food trucks all have different needs and different risks associated with the potential for loss. We have extensive experience in handling the insurance needs of all types of foodservice operations and are well equipped to provide you with the best insurance program for your business.
Our agency provides a full range of coverages specifically tailored to your needs including:
- Property Insurance
- Business Income and Extra Expense
- Spoilage Coverage for Perishable Stock
- Water Backup or Sump Overflow
- Equipment Breakdown
- Ovens & Food Prep Equipment
- Property in Transit
- General Liability
- Liquor Liability
- Special Event Coverage
- Employment Practices Liability
- Employee Dishonesty
- Workers’ Compensation
- Commercial Auto
- Specialty Coverage for Food Trucks
Click on the Get a Quote button to contact us for a restaurant insurance quote.
