Snowmobile insurance, like auto insurance, can cover liability, property and collision.
Liability insurance protects you from damage you may do to others or to their property in the event of an accident. It is important that if you or another covered driver are responsible for an accident, you are protected from the potentially catastrophic financial losses that may result from a lawsuit.
This coverage helps pay to repair or replace your snowmobile if it is stolen or damaged. On the trail or in your garage, your snowmobile is covered.
This provides coverage for accidental loss or damage (not caused by collision) to your snowmobile from most causes including:
• Falling objects
This coverage helps protect you against loss or damage to your snowmobile caused by collision or rollover, whether or not you are at fault. You are also covered in the event you are the victim of a hit-and-run accident. Examples of covered perils include:
• Collision with other snowmobiles
• Collision with stationary objects
• Damage to your trailer